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Disclaimer: By clicking the Apply button, you will be redirected to our partner vendor’s platform, an external website APPRO.AE. You will be able to apply for an AL Ain Finance Credit Card or Personal Loan on this platform, and you will be required to share your data to use this service. This platform will have its privacy policies and terms and conditions, which differ from those of AL Ain Finance PJSC. By clicking the Apply for a Credit Card / Personal Loan, you acknowledge this disclaimer and agree to share your data with our partner APPRO.AE.

Main features

What are the main features of Al Ain Finance MasterCard?
  • One of the lowest interest rates in the UAE market (2.90%)
  • FREE for life for both cards Platinum and World.
  • FREE up to 4 Supplementary Cards.
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Cash back and benefits

What about the other features of the Card?

  • Cash Back up to: * 5% on Fuel - * 3% on Supermarket and Grocery - * 1% on Government Spend and Utilities
  • Automatic redemption of Cash Back monthly
  • Balance Transfers at 0% interest rate (T&Cs apply)
  • Monthly Payment Plan (1.5% for 3 months or, 1.2% for 6 to 24 months – no fee)
  • Credit Shield protection
Is there a minimum spend amount to be eligible for the cashback?
  • Yes, the minimum spend should be AED 1,250 monthly to be eligible for the cashback

For More Information

What are the additional features of the Platinum & World Credit Card?

Platinum Card World Card
Salary required AED 8,000 - 15,000 AED 15,000+
Cash Advance 60% 80%
Travel
• Airport lounge access (2 complimentary airport rides/year) Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy the comfort of your ride. Travel across countries in the Middle East & enjoy Mastercard's Complimentary Airport Lounge Program Image Image
• Luxury serviced apartments (10% discount OneFineStay apartments across London, Paris, New York, LA, Milan, and more. Enter Code MCWORLD) Image Image
• IHG Hotels & Resorts offers (15% discount on “Best Available Rate”, Complimentary welcome drink on arrival at the relevant Property, and Late checkout) Image Image
• Booking.com discount: Cardholders will now get up to 7% wallet credit on their next stay. Image Image
• Use your Mastercard and access up to 30% off at leading hotel chains around the world and unparalleled hotel benefits Image Image
• Rentalcars.com discounts (10% discount when you book your ride with Rentalcars.com) Image Image
• Hertz Gold Plus Rewards Five Star membership (Special benefits and privileges, one car class upgrade, free additional driver, up to 15% off publicly available rates) Image Image
• Avis car rental and chauffeur discount (Enjoy up to 20% off on your car rental, whether you are traveling with your family or on a business trip) Image Image
• Budget Truck & car rental (10% off your car or truck rental) Image Image
• Global Blue VIP services (Complimentary access to lounges to receive VAT right back, access to VIP fast lanes) Image Image
• Trip.com Cardholders get up to 20% off when booking their flights and hotel stays on trip.com. Image Image
• Heathrow Express Cardholders get 12% off on both Express Class and Business First tickets when traveling between London Paddington and Heathrow Airport Image Image
Lifestyle
• Bicester Village Shopping Collection (Discounts on shopping packages, on shopping express) Image Image
• McArthurGlen Designer Outlets (10% discount in participating stores) Image Image
• Careem Chauffeur Service (20% off 3 rides every month across countries in the Middle East) Image Image
• Talabat Grocery & Food Delivery offers (20% off grocery or food orders 2X /month when ordering on Talabat app) Image Image
• MyUS shipping premium membership (Free premium membership for 2 years, 30% off shipping for the first month and 20% off shipping for reminder 2 years membership) Image Image
• Farfetch.com online shopping discounts (10% off on selected brands) Image Image
• Priceless Specials powered by the Entertainer new & exciting offers across dining, beauty and leisure. Image Image
• Lingokids Discount (2 months free for new users, 30% off monthly subscriptions) Image Image
• Fiit subscription discount (25% discount on your first Fiit subscription) Image Image
• Shahid discounted monthly VIP packages: 50% off on Shahid VIP monthly plan Image Image
• Carrefour UAE Online discounts: Up to AED 60 off when you shop at Carrefour online with your World Image
• Geekay Games Offer: 10% off on merchandise, apparel and action figures ​ Image Image
• Zee5: Cardholders get 25% Off their annual 4K Pack membership to enjoy 200,000+ hours of on-demand TV shows content in more than 18 languages. Image Image
• Express VPN: Cardholders get 30-Days of complimentary trial from ExpressVPN and then up to 61% off a 12 or 24-month plan with 4 extra months complimentary! Image Image
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Key Fact Statement


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Terms & Conditions


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