Main features

What are the main features of Al Ain Finance MasterCard?
  • One of the lowest interest rates in the UAE market (2.90%)
  • FREE for life for both cards Platinum and World.
  • FREE up to 4 Supplementary Cards.

Cash back and benefits

What about the other features of the Card?

  • Cash Back up to: * 5% on Fuel - * 3% on Supermarket and Grocery - * 1% on Government Spend and Utilities
  • Automatic redemption of Cash Back monthly
  • Balance Transfers at 0% interest rate (T&Cs apply)
  • Monthly Payment Plan (1.5% for 3 months or, 1.2% for 6 to 24 months – no fee)
  • Credit Shield protection
Is there a minimum spend amount to be eligible for the cashback?
  • Yes, the minimum spend should be AED 1,250 monthly to be eligible for the cashback

For More Information

What are the additional features of the Platinum & World Credit Card?

Platinum Card World Card
Salary required AED 8,000 - 15,000 AED 15,000+
Cash Advance 60% 80%
• Airport lounge access (download Lounge Key and insert your Credit Card details to know the accessible airports) Image Image
• Clear trip.com discount (10% discount on any international round trip airfare, no minimum amount, applicable for all airlines) Image Image
• Luxury serviced apartments (10% discount OneFineStay apartments across London, Paris, New York, LA, Milan, and more. Enter Code MCWORLD) Image Image
• IHG Hotels & Resorts offers (15% discount on “Best Available Rate”, Complimentary welcome drink on arrival at the relevant Property, and Late checkout) Image Image
• Booking.com up to 10% discount: (discount will be credited to booking.com wallet) Image Image
• Use your Mastercard card and access up to 30% off at leading hotel chains around the world and unparalleled hotel benefits Image Image
• Rentalcars.com discounts (10% discount when you book your ride with Rentalcars.com) Image Image
• Hertz Gold Plus Rewards Five Star membership (Special benefits and privileges, one car class upgrade, free additional driver, up to 15% off publicly available rates) Image Image
• Avis car rental and chauffeur discount (Up to 35% off your car rental, 10% off premium driver services) Image Image
• Budget Truck & car rental (10% off your car or truck rental) Image Image
• Fulfill Visa Services (Online application and appointment bookings for your travel visa needs from UAE, KSA, Bahrain, Oman, Kuwait, Kenya, and Nigeria for a flat fee of USD 15) Image Image
• Global Blue VIP services (Complimentary access to lounges to receive VAT right back, access to VIP fast lanes) Image Image
• Bicester Village Shopping Collection (Discounts on shopping packages, on shopping express) Image Image
• McArthurGlen Designer Outlets (10% discount in participating stores) Image Image
• Careem Chauffeur Service (20% off 3 rides every month across countries in the Middle East) Image Image
• Talabat Grocery & Food Delivery offers (20% off grocery or food orders 2X /month when ordering on Talabat app) Image Image
• MyUS shipping premium membership (Free premium membership for 2 years, 30% off shipping for the first month and 20% off shipping for reminder 2 years membership) Image Image
• Farfetch.com online shopping discounts (10% off on selected brands) Image Image
• Priceless Specials powered by the Entertainer new & exciting offers across dining, beauty and leisure. Image Image
• Lingokids Discount (2 months free for new users, 30% off monthly subscriptions) Image Image
• Fiit subscription discount (25% discount on your first Fiit subscription) Image Image
• Shahid discounted monthly VIP packages: 50% off on Shahid VIP monthly plan Image Image
• Carrefour UAE Online discounts: Up to AED 60 off when you shop at Carrefour online with your World Image
• Geekay Games Offer: 10% off on merchandise, apparel and action figures ​ Image Image